.funding-calculator .results-panel.band-neutral {
  background: #0b1727 !important;
  border-color: #53657a !important;
  color: #e5edf5;
}
.funding-calculator .band-neutral .coverage-status {
  background: #213247;
  color: #dbe5f0;
}
.funding-calculator .dscr-gauge.band-neutral {
  border-color: #687e96 !important;
  color: #dbe5f0;
}
.funding-calculator .band-neutral [data-result-title],
.funding-calculator .band-neutral [data-dscr] { color: #e5edf5; }
.funding-calculator .results-actions [aria-disabled="true"],
.funding-calculator .results-actions button:disabled {
  opacity: .5;
  cursor: not-allowed;
}
.saved-calculation-controls [hidden] { display: none !important; }
.saved-calculation-controls:has(button:not([hidden])) { margin-bottom: 20px; }
.saved-calculation-controls p:empty { display: none; }
.email-dialog { max-height: 90vh; overflow-y: auto; }
.funding-calculator .calculator-fields > .field { min-width: 0; }
.funding-calculator .calculator-fields > .field > label { display: block; line-height: 1.5; margin: 0 0 8px; }
.funding-calculator .calculator-fields .input-prefix,
.funding-calculator .calculator-fields .input-suffix,
.funding-calculator .calculator-fields > .field > select { box-sizing: border-box; height: 56px; }
.funding-calculator .calculator-fields .input-prefix input,
.funding-calculator .calculator-fields .input-suffix input { min-width: 0; height: 100%; box-sizing: border-box; }
.funding-calculator .down-payment-control input { flex: 1 1 0; width: 0; }
.funding-calculator .down-payment-control select { flex: 0 0 120px; width: 120px; height: 100%; min-height: 0; padding: 0 8px; font-size: .8rem; border: 0; border-left: 1px solid #30415a; }
.funding-calculator .down-payment-control [hidden] { display: none !important; }
.funding-calculator .calculator-fields small { display: block; margin-top: 8px; line-height: 1.5; color: #acbdd0; }
.funding-calculator .live-model-label { display: block; margin: 18px 0 24px; padding: 0; border: 0; border-radius: 0; background: none; box-shadow: none; text-align: left; color: #a9b8cc; font-size: .8rem; font-weight: 400; line-height: 1.5; cursor: default; }
.funding-calculator [data-down-help] { display: block; margin-top: 8px; line-height: 1.5; }
.funding-calculator .calculator-field-error { display: block; color: #ffb4c1 !important; margin-top: 8px; line-height: 1.5; }
.funding-calculator .calculator-field-error[hidden] { display: none; }
.funding-calculator input[aria-invalid="true"] { border-color: #ff9caf !important; }
.funding-calculator .result-guidance { border-left: 0; padding-left: 0; margin-top: 24px; }
.funding-calculator .result-guidance:empty { display: none; }
.funding-calculator [data-result-title][hidden] { display: none !important; }
.funding-calculator [data-result-summary] { font-size: 1rem; line-height: 1.5; margin: 16px 0 20px; }
.funding-calculator .result-guidance h3 { font-size: 1.15rem; line-height: 1.4; color: #f3f6fa; margin: 0 0 14px; }
.funding-calculator .insight-list { display: grid; gap: 12px; }
.funding-calculator .insight-item { padding: 16px; border: 1px solid var(--calc-green); border-left: 4px solid var(--calc-green); background: #112c25 !important; }
.funding-calculator .insight-item strong { display: block; font-size: .9rem; line-height: 1.4; color: var(--calc-green) !important; margin-bottom: 6px; }
.funding-calculator .insight-item span { display: block; font-size: .95rem; line-height: 1.6; color: #d5e3ea !important; }
.funding-calculator .insight-item b { color: #fff; font-weight: 800; }
.funding-calculator .insight-attention { background: #251b3d !important; border-color: var(--calc-purple); border-left-color: var(--calc-purple); }
.funding-calculator .insight-attention strong { color: var(--calc-purple) !important; }
.funding-calculator .insight-longer, .funding-calculator .insight-warning { background: #291a24 !important; border-color: var(--calc-red); border-left-color: var(--calc-red); }
.funding-calculator .insight-longer strong, .funding-calculator .insight-warning strong { color: var(--calc-red) !important; }
.funding-calculator .insight-positive { background: #162431 !important; border-color: #526577; border-left-color: #a5bed1; }
.funding-calculator .insight-positive strong { color: #c9dbea !important; }
.funding-calculator .insight-effort { display: block; font-size: .68rem; font-weight: 700; letter-spacing: .06em; margin-bottom: 7px; color: #d5e3ea; }
.funding-calculator .insight-note { font-size: .75rem; line-height: 1.5; margin: 12px 0 0; }
.funding-calculator .calculator-options { border-top: 1px solid #34435a; margin-top: 14px; padding: 15px 0 0; }
.funding-calculator .calculator-options summary { cursor: pointer; color: #edf3f9; font-weight: 700; font-size: .95rem; }
.funding-calculator .calculator-options summary span { color: #a9b8cc; font-size: .8rem; font-weight: 400; margin-left: 6px; }
.funding-calculator .calculator-options p { color: #acbdd0; font-size: .85rem; margin: 14px 0; }
.funding-calculator .calculator-options .form-grid { margin-top: 18px; }
.funding-calculator .dscr-quick-guide { margin-top: 30px; padding: 22px; border: 1px solid #34435a; border-radius: 12px; background: #11213b; }
.funding-calculator .dscr-quick-guide h3 { color: #65d6cd; font-size: 1.1rem; margin: 0 0 18px; }
.funding-calculator .dscr-quick-guide table { width: 100%; border-collapse: collapse; font-size: .86rem; line-height: 1.5; }
.funding-calculator .dscr-quick-guide thead th { font-size: .7rem; color: #acbdd0; font-weight: 600; text-align: left; padding: 0 8px 10px 0; }
.funding-calculator .dscr-quick-guide tbody th, .funding-calculator .dscr-quick-guide td { text-align: left; border-top: 1px solid #293950; padding: 14px 10px 14px 0; }
.funding-calculator .dscr-quick-guide tbody th { white-space: nowrap; color: var(--guide-color); font-weight: 800; }
.funding-calculator .dscr-quick-guide td:nth-child(2) { color: #edf3f9; font-weight: 700; }
.funding-calculator .dscr-quick-guide td:last-child { color: #acbdd0; padding-right: 0; }
.funding-calculator .dscr-quick-guide p { font-size: .73rem; color: #acbdd0; margin: 14px 0 0; }
.funding-calculator { --calc-green: #22c55e; --calc-purple: #a78bfa; --calc-red: #ff4545; --calc-orange: #ff850a; --calc-yellow: #facc15; --calc-radius: 4px; }
.guide-exceptional { --guide-color: var(--calc-purple); }
.guide-strong, .guide-good { --guide-color: var(--calc-green); }
.guide-passing { --guide-color: var(--calc-yellow); }
.guide-specialty { --guide-color: var(--calc-orange); }
.guide-limited { --guide-color: var(--calc-red); }
.funding-calculator .results-panel.band-good,
.funding-calculator .results-panel.band-strong { --coverage-color: var(--calc-green); --coverage-tint: #112c25; }
.funding-calculator .results-panel.band-exceptional { --coverage-color: var(--calc-purple); --coverage-tint: #251b3d; }
.funding-calculator .results-panel.band-workable { --coverage-color: var(--calc-yellow); --coverage-tint: #332c15; }
.funding-calculator .results-panel.band-specialty { --coverage-color: var(--calc-orange); --coverage-tint: #332217; }
.funding-calculator .results-panel.band-limited { --coverage-color: var(--calc-red); --coverage-tint: #291a24; }
@media (max-width: 620px) {
  .funding-calculator .dscr-quick-guide { padding: 16px 12px; }
  .funding-calculator .dscr-quick-guide table { font-size: .78rem; }
  .funding-calculator .dscr-quick-guide td, .funding-calculator .dscr-quick-guide tbody th { padding: 12px 8px 12px 0; }
}

/* Restore the original calculator's hierarchy: verdict, explanation, monthly
   breakdown, then a cash ledger with one unmistakable account total. */
.funding-calculator .calculator-section > .wrap { max-width: 1440px; }
.funding-calculator .calculator-layout { grid-template-columns: minmax(0,1fr) minmax(0,1fr); gap: 24px; }
.funding-calculator .calculator-panel,
.funding-calculator .results-panel[data-result-panel] { padding: 28px; border-radius: 18px !important; border: 1px solid #344560 !important; background: linear-gradient(150deg,#192b43,#10203c) !important; box-shadow: none; }
.funding-calculator .results-panel { position: static; }
.funding-calculator .calculator-panel-head { display: block; margin: 0 0 22px; padding-bottom: 20px; border-bottom: 1px solid #30425d; }
.funding-calculator .calculator-panel-head h2,
.funding-calculator .deal-results-head h2 { font-size: 1.4rem; line-height: 1.25; margin: 0 0 5px; color: #f1f5fb; }
.funding-calculator .calculator-panel-head p,
.funding-calculator .deal-results-head p { margin: 0; color: #a2b6ce; font-size: .9rem; }
.funding-calculator .deal-results-head { padding-bottom: 20px; margin-bottom: 22px; border-bottom: 1px solid #30425d; }
.funding-calculator .calculator-fields { gap: 18px 16px; }
.funding-calculator .calculator-fields > .field > label { font-size: .82rem; margin-bottom: 6px; }
.funding-calculator .calculator-fields .input-prefix,
.funding-calculator .calculator-fields .input-suffix,
.funding-calculator .calculator-fields > .field > select { height: 46px; border-radius: 8px; background: #20314a; overflow: hidden; }
.funding-calculator .calculator-fields input,
.funding-calculator .calculator-fields select { background: transparent; font-size: 1rem; padding-top: 8px; padding-bottom: 8px; }
.funding-calculator .calculator-fields > .field > select { padding: 8px 10px; }
.funding-calculator .down-payment-control select { flex-basis: 58px; width: 58px; font-size: 1rem; padding: 6px; }
.funding-calculator [data-down-help], .funding-calculator .calculator-fields small { font-size: .73rem; margin-top: 5px; }
.funding-calculator .mode-switch { margin-bottom: 22px; }
.funding-calculator .mode-switch label { padding: 10px 18px; border-radius: 8px; }
.funding-calculator .coverage-card { border: 1px solid #536078; border-radius: 14px; padding: 20px; background: #152941; }
.funding-calculator .coverage-card h3 { font: 800 .77rem/1.5 Inter,sans-serif; color: #edf3fb; text-transform: uppercase; letter-spacing: .08em; margin: 0 0 12px; }
.funding-calculator .coverage-card h3 span { margin-left: 6px; color: #a2b6ce; }
.funding-calculator .coverage-reading { display: flex; align-items: center; justify-content: space-between; gap: 16px; }
.funding-calculator .results-panel .dscr-gauge { width: auto; height: auto; margin: 0; display: block; border: 0 !important; border-radius: 0; background: transparent !important; text-align: left; }
.funding-calculator .results-panel [data-dscr] { font-size: clamp(3.3rem,5vw,4.6rem); font-weight: 900; color: var(--coverage-color); line-height: 1; letter-spacing: -.05em; }
.funding-calculator .results-panel .coverage-status { margin: 0; padding: 8px 12px; border: 1px solid var(--coverage-color); border-radius: 30px; background: var(--coverage-tint); color: var(--coverage-color); font-size: .77rem; max-width: 210px; }
.funding-calculator .coverage-symbol { border: 0; flex-basis: auto; height: auto; }
.funding-calculator .coverage-benchmark { font-size: .85rem; color: #a2b6ce; margin: 12px 0 0; }
.funding-calculator .coverage-benchmark b { color: #dbe5f3; }
.funding-calculator .deal-explanation { margin-top: 20px; padding: 18px 20px; border: 1px solid var(--coverage-color); border-radius: 12px; background: color-mix(in srgb,var(--coverage-tint) 45%,#152338); }
.funding-calculator .deal-explanation [data-result-title] { font: 800 1rem/1.5 Inter,sans-serif; letter-spacing: 0; margin: 0 0 7px; text-align: left; }
.funding-calculator .deal-explanation [data-result-summary] { margin: 0; font-size: .92rem; line-height: 1.65; text-align: left; color: #bdccde; }
.funding-calculator .deal-explanation b { font-weight: 750; color: #f0f5fb; }
.funding-calculator .band-limited .deal-explanation b { color: var(--calc-red); }
.funding-calculator .result-guidance { margin-top: 20px; }
.funding-calculator .result-guidance h3 { font-size: .95rem; margin-bottom: 12px; }
.funding-calculator .insight-list { gap: 9px; }
.funding-calculator .insight-item { padding: 12px 14px; border-radius: 8px; }
.funding-calculator .insight-item strong { font-size: .8rem; }
.funding-calculator .insight-item span { font-size: .86rem; line-height: 1.55; }
.funding-calculator .insight-effort { font-size: .63rem; margin-bottom: 4px; }
.funding-calculator .payment-breakdown { margin-top: 24px; }
.funding-calculator .payment-breakdown h3, .funding-calculator .cash-breakdown h3 { margin: 0 0 14px; font-size: 1rem; line-height: 1.4; color: #edf3fb; }
.funding-calculator .result-grid { display: grid; grid-template-columns: repeat(2,minmax(0,1fr)); gap: 10px; background: transparent; border: 0; border-radius: 0; overflow: visible; margin: 0; }
.funding-calculator .result-grid > div { display: flex; align-items: center; justify-content: space-between; gap: 8px; padding: 12px; border: 1px solid #30435f; border-radius: 9px; background: #1b2e48; }
.funding-calculator .result-grid dt { font-size: .7rem; line-height: 1.4; color: #a2b6ce; text-transform: none; letter-spacing: 0; }
.funding-calculator .result-grid dd { margin: 0; color: #70b1ff; font: 750 1rem/1.3 Inter,sans-serif; white-space: nowrap; font-variant-numeric: tabular-nums; }
.funding-calculator .result-grid .key-metric { background: #292b2d; border-color: #786337; display: block; }
.funding-calculator .result-grid .key-metric dt { color: #ffbf59; font-weight: 700; min-height: 2.8em; }
.funding-calculator .key-metric dt small { color: #bac6d6; display: block; font-size: .65rem; min-height: 1em; }
.funding-calculator .result-grid .key-metric dd { color: #ffae51; font-size: 1.65rem; font-weight: 900; margin-top: 6px; }
.funding-calculator .breakdown-help { font-size: .72rem; color: #a2b6ce; margin: 10px 0 0; }
.funding-calculator .cash-breakdown { margin: 24px 0; padding: 20px; border: 1px solid #786337; border-radius: 14px; background: #192a41; }
.funding-calculator .cash-ledger { margin: 0; }
.funding-calculator .cash-ledger > div { display: flex; justify-content: space-between; align-items: baseline; gap: 16px; border-bottom: 1px solid #33425b; padding: 10px 0; }
.funding-calculator .cash-ledger > div[hidden] { display: none; }
.funding-calculator .cash-ledger dt { color: #a2b6ce; font-size: .88rem; line-height: 1.4; }
.funding-calculator .cash-ledger dd { color: #70b1ff; margin: 0; font-size: 1rem; font-weight: 750; white-space: nowrap; font-variant-numeric: tabular-nums; }
.funding-calculator .cash-ledger .reserve-line dt, .funding-calculator .cash-ledger .reserve-line dd { color: #c0a3ff; }
.funding-calculator .cash-ledger .cash-close-line dt { color: #edf3fb; font-weight: 700; }
.funding-calculator .cash-ledger .cash-close-line dd { color: #ffae51; font-size: 1.3rem; font-weight: 850; }
.funding-calculator .cash-ledger .net-proceeds dd { color: #83e5ad; }
.funding-calculator .cash-ledger .account-total { border: 0; margin-top: 6px; flex-wrap: wrap; gap: 8px 16px; }
.funding-calculator .cash-ledger .account-total dt { color: #ffae51; font-weight: 800; font-size: .95rem; max-width: none; white-space: nowrap; }
.funding-calculator .cash-ledger .account-total dd { color: #ffae51; font-size: 1.9rem; font-weight: 900; letter-spacing: -.03em; margin-left: auto; }
.funding-calculator .reserves-explained, .funding-calculator [data-planning-status] { text-align: left; color: #a2b6ce; font-size: .77rem; line-height: 1.6; margin: 15px 0 0; }
.funding-calculator .reserves-explained strong { color: #c0a3ff; }
.funding-calculator .results-panel .coverage-scope, .funding-calculator .calculator-disclaimer { text-align: left; font-size: .72rem; color: #a2b6ce; }
.funding-calculator .results-actions { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
.funding-calculator .results-actions .btn { min-width: 0; font-size: .83rem; padding: 14px 10px; }
.funding-calculator .dscr-quick-guide { margin-top: 22px; }
/* Match the main funding site's restrained 4px corners across calculator components.
   Specificity is intentional: shared site styles force square controls. */
.funding-calculator .calculator-panel,
.funding-calculator .results-panel[data-result-panel],
.funding-calculator .calculator-fields .input-prefix,
.funding-calculator .calculator-fields .input-suffix,
.funding-calculator .calculator-fields > .field > select,
.funding-calculator [data-refi-options] select,
.funding-calculator .mode-switch label,
.funding-calculator .coverage-card,
.funding-calculator .results-panel .coverage-status,
.funding-calculator .deal-explanation,
.funding-calculator .insight-item,
.funding-calculator .result-grid > div,
.funding-calculator .cash-breakdown,
.funding-calculator .dscr-quick-guide,
.funding-calculator .results-actions .btn { border-radius: var(--calc-radius) !important; }
.funding-calculator .calculator-panel-head,
.funding-calculator .deal-results-head { margin: 0 0 22px; padding: 0 0 20px; min-height: 78px; box-sizing: border-box; }
.funding-calculator .calculator-panel-head h2,
.funding-calculator .deal-results-head h2 { display: flex; align-items: center; gap: 10px; height: 32px; font-size: 1.4rem; line-height: 32px; }
.funding-calculator .calculator-panel-head h2 span,
.funding-calculator .deal-results-head h2 span { display: inline-flex; width: 32px; justify-content: center; font-size: 1.65rem; }
.funding-calculator .calculator-panel-head p,
.funding-calculator .deal-results-head p { color: #a2b6ce !important; }
.funding-calculator .deal-explanation { background: var(--coverage-tint); }
.funding-calculator .cash-ledger .reserve-line dt,
.funding-calculator .cash-ledger .reserve-line dd,
.funding-calculator .reserves-explained strong { color: var(--calc-purple); }
.funding-calculator .result-grid .key-metric dt,
.funding-calculator .result-grid .key-metric dd,
.funding-calculator .cash-ledger .cash-close-line dd,
.funding-calculator .cash-ledger .account-total dt,
.funding-calculator .cash-ledger .account-total dd { color: var(--calc-orange); }
.funding-calculator .cash-ledger .net-proceeds dd { color: var(--calc-green); }
.funding-calculator .result-grid [data-rent-state="positive"] { --rent-color: var(--calc-green); --rent-tint: #112c25; }
.funding-calculator .result-grid [data-rent-state="warning"] { --rent-color: var(--calc-orange); --rent-tint: #332217; }
.funding-calculator .result-grid [data-rent-state="danger"] { --rent-color: var(--calc-red); --rent-tint: #291a24; }
.funding-calculator .result-grid [data-rent-state]:not([data-rent-state="neutral"]) { border-color: var(--rent-color); background: var(--rent-tint) !important; }
.funding-calculator .result-grid [data-rent-state]:not([data-rent-state="neutral"]) dt,
.funding-calculator .result-grid [data-rent-state]:not([data-rent-state="neutral"]) dd { color: var(--rent-color); }
@media (max-width: 1000px) {
  .funding-calculator .calculator-layout { grid-template-columns: 1fr; max-width: 760px; }
}
@media (max-width: 620px) {
  .funding-calculator .calculator-panel, .funding-calculator .results-panel[data-result-panel] { padding: 20px 16px; }
  .funding-calculator .calculator-fields { grid-template-columns: repeat(2,minmax(0,1fr)); gap: 16px 12px; }
  .funding-calculator .calculator-fields > .field > label { min-height: 2.7em; line-height: 1.35; display: flex; align-items: flex-end; }
  .funding-calculator .down-payment-control select { flex-basis: 52px; width: 52px; font-size: 1rem; padding: 4px; }
  .funding-calculator .input-prefix input, .funding-calculator .input-suffix input { padding-left: 8px; padding-right: 8px; }
  .funding-calculator .input-prefix > span, .funding-calculator .input-suffix > span { padding: 0 8px; }
  .funding-calculator .coverage-card, .funding-calculator .deal-explanation, .funding-calculator .cash-breakdown { padding: 16px; }
  .funding-calculator .coverage-card h3 span { display: block; margin-left: 0; font-size: .67rem; }
  .funding-calculator .results-panel .coverage-status { max-width: 155px; font-size: .7rem; padding: 7px 9px; }
  .funding-calculator .result-grid > div { display: block; padding: 10px; }
  .funding-calculator .result-grid dd { margin-top: 5px; }
  .funding-calculator .cash-ledger .account-total dd { font-size: 1.6rem; }
  .funding-calculator .cash-ledger .account-total dt { font-size: .87rem; }
  .funding-calculator .results-actions { grid-template-columns: 1fr; }
}

/* SMS lead-capture card: gates the personalized take, not the calculator. */
.funding-calculator .sms-capture { margin-top: 24px; padding: 22px; border: 1px solid #344560; border-radius: var(--calc-radius); background: #0e1e33; }
.funding-calculator .sms-capture h3 { margin: 0 0 8px; font-size: 1.1rem; line-height: 1.4; color: #f1f5fb; display: flex; align-items: center; gap: 10px; }
.funding-calculator .sms-capture > p { margin: 0 0 16px; color: #a2b6ce; font-size: .92rem; line-height: 1.55; }
.funding-calculator .sms-capture .sms-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 0 16px; }
.funding-calculator .sms-capture .field { margin: 0 0 14px; min-width: 0; }
.funding-calculator .sms-capture .field > label { display: block; font-size: .82rem; line-height: 1.5; margin: 0 0 6px; color: #dbe5f0; }
.funding-calculator .sms-capture .field input { width: 100%; box-sizing: border-box; height: 46px; border-radius: 8px; background: #20314a; border: 1px solid #30415a; color: #f1f5fb; padding: 8px 12px; font-size: 1rem; }
.funding-calculator .sms-capture .field input::placeholder { color: #5f748e; }
.funding-calculator .sms-capture .check { display: flex; gap: 10px; align-items: flex-start; margin: 2px 0 16px; font-size: .78rem; line-height: 1.55; color: #a2b6ce; cursor: pointer; }
.funding-calculator .sms-capture .check input { margin-top: 4px; flex: 0 0 auto; }
.funding-calculator .sms-capture .btn-primary { width: 100%; }
.funding-calculator .sms-capture .btn-primary:disabled { opacity: .5; cursor: not-allowed; }
.funding-calculator .sms-capture .form-status { margin: 12px 0 0; font-size: .88rem; line-height: 1.5; color: #d5e3ea; }
.funding-calculator .sms-capture .form-status:empty { display: none; }
@media (max-width: 620px) {
  .funding-calculator .sms-capture { padding: 18px 16px; }
  .funding-calculator .sms-capture .sms-grid { grid-template-columns: 1fr; }
}