Fix & Flip Loans

FIX & FLIP FUNDING

Know if the project deserves your time.

Finance the acquisition, rehab, and exit with a lender-ready story around ARV, scope, timeline, liquidity, and payoff strategy.

Submit the Flip File What Lenders Look For
Project-Focused
ARV, rehab, and exit math
Fast Review
Built for time-sensitive deals

Deal Snapshot

The core numbers lenders look for first

Representative loan size$75K-$2M+
Close window10-14 days when clean
Purchase leverageUp to 90%
ARV leverageOften up to 70-75%
Rehab fundingUp to 100% of budget
Typical term12-18 months

Ranges are representative only. Actual terms depend on property, borrower profile, liquidity, experience, leverage, and lender approval.

Underwriting Signals

How lenders read the project story

Strong ARV Spread Purchase plus rehab leaves enough margin after costs, time, and surprises.
Clean Scope Contractor bid, draw plan, and timeline are specific enough to underwrite.
Ready Liquidity Borrower has cash to close, reserves, and room for overruns.
Critical Exit Sale comps, DSCR refinance math, or bridge payoff plan is visible from day one.
Purchasecontract and seller timeline
Rehabscope, draws, and contractor bid
ARVcomps and finished value support
Exitsale, DSCR refi, or payoff path

READY TO FUND THE FLIP?

A clean project file should not sit in your notes app.

If the purchase, rehab, ARV, and exit all make sense, package the deal now. Propello helps route the file to investor-focused capital sources built for speed.

Fast Pre-Qual Reviews
Rehab Draw Structures
ARV-Driven Review
Sale or Refi Exit Paths
Match Me with Flip Capital

All loan terms are subject to lender approval.

How to make a flip file easier to fund.

Lead with the spread.

The fastest conversations start with the purchase price, rehab budget, after-repair value, and exit. If the math has room, the file has a reason to keep moving.

  • Purchase: contract price, seller deadline, and property condition.
  • Rehab: scope of work, contractor bid, and draw timing.
  • ARV: finished comps and market support.

Underwrite the exit before the close.

A flip can end with a resale, a rental refinance, or another short-term bridge. The better the payoff path, the cleaner the lender story.

  • Resale: list into supported comps after renovation.
  • DSCR refi: lease, stabilize, and refinance based on rent.
  • Bridge payoff: use a capital event or stabilization milestone.